New year for Masihi is just around the corner. One day left since today pon dh tokleh nk buat ape pon. I'm supposed to blog abt my cuti bersambung (Krismas + Awal Muharram)but all the related pix are at home PC. Nk transfer to office PC, cable pulak x bwk.

For this entry, I would like to share on items we should do before the new year. Purposely for tax reduction..:-).. Eventhough the government did not imposed so much tax on me (sbb gaji akak pon xde la byk mana pon), but that little amount do matter much to me. Selagi ada yg buleh dikecualikan, akan ku usahakan ke arah itu. Yeah, I'm quite calculative for certain things.

1. SSPN - Checked
Maximum RM 3000. I did open SSPN account for both. RM500 each. Cukup la tuh..:-)

2. Zakat - Half Checked
I did instruct the HR to deduct my salary for the zakat. So, since early this year, no tax deduction in my pay slip. But last month, they did deduct singgit for the tax sbb ada sedikit adjustment to my salary (alhamdulillah). So, to make sure no more tax deduction next month, I need to increase the zakat amout by singgit each month..hehe..akak mmg kedekut..;-)..Actually, I need to pay Zakat KWSP as well since I've already withdraw total of 24459.06 from my EPF account. Dulu saya malas nk bayar. But now I think I should pay and the husband kept on reminding me on this. Moga rezeki tambah berkat..:-)..

3. Books & Magazine
Max RM1000. So, before the year end, pi la MPH or any bookstores and utilized the RM1000. As for me, ntah bape % je I utilize this portion. Takpelah, kalau pon kene tax 1000 nih, baru 2.50 tax I need to pay (eh sesuka hati aku je kasi figure nih..). Takpe lah..kire halal.

4. Buy PC
This portion the other half dah utilized for this year. For me, tak payah la. Next year tgk la kot2 nk beli netbook (ni lakiku racun soh bli).. How I wish there's tax exemption for buying handphones..xde eh?

Others sile rujuk gambar di bawah source I got from here




Any other items I missed? Please let me know ye..;-)


Comments (3)

On January 5, 2009 at 10:30:00 AM GMT+8 , JUMBO MUMBO said...
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On January 5, 2009 at 10:33:00 AM GMT+8 , JUMBO MUMBO said...

g dah bukak sspn eh..lakiku ntah blum kot.. letih dah akak cakap bnyk kali.. duit lu, lu sendiri pkr jelah.. hahahaha tp bila mengenangkan dia bayar tax setahun aku boleh beli beg lv dkt 2,3 bjk.. tu yg akak tak puas hati tu.. wahai pemimpin2 ku guna la duit tax itu sebaik2nye... aminnn..

 
On January 5, 2009 at 10:38:00 AM GMT+8 , gjie said...

nak dekat2 year end tuh mmg byk kali aku remind lakiku..kalu dak..haram x bukak!!..aku menggunakan konsep duitmu duit ku jua tu pasal la sgt menitikberatkan soal 'duit spent for others',beside us..:-)